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Lamp & Larder

Practical self-reliance for ordinary households

Section 6

Money and preparedness

Preparing on a household budget without making the household weaker.

3 pieces, 2010–2026

Preparedness costs money, and these pages are about fitting it into an ordinary household budget without leaving the household more exposed than before. One makes the case for economic redundancy: more than one way of bringing money in, so that losing a single job does not sink everything, along with skills that can earn and fixed costs kept low. Another looks at how one builder put up a small self-sufficient solar cabin for under $4,000, and at which of the ideas behind it carry over to an ordinary house.

A piece added in 2026 on paying for backup power looks at keeping a home supplied through an outage and at the question beneath any large preparedness purchase: whether the payments would still be manageable in the very month the equipment was bought for.

The habits that serve one purchase serve the rest. Buy in stages, let an emergency fund grow alongside the stockpile, and before committing to a monthly payment, work out what it would look like after a lost paycheck.

2026 1 piece

  1. Keeping the lights on: paying for backup power

2011 1 piece

  1. Economic redundancy: two incomes are one, and one is none

2010 1 piece

  1. How to build a self-sufficient cabin for under $4,000